:root{
  --navy:#1b2a4a;
  --blue:#2f6fb0;
  --accent:#3fa9a0;
  --bg:#f7f8fa;
  --text:#28303d;
  --muted:#5c6673;
}
*{box-sizing:border-box}
body{margin:0;font-family:"Segoe UI",Arial,sans-serif;color:var(--text);background:var(--bg);line-height:1.6}
img{max-width:100%;display:block}
a{color:var(--blue);text-decoration:none}
header.site{background:var(--navy);color:#fff;position:sticky;top:0;z-index:10}
.nav-wrap{max-width:1100px;margin:0 auto;display:flex;align-items:center;justify-content:space-between;padding:14px 24px}
.nav-wrap .logo{display:flex;align-items:center;gap:10px;color:#fff;font-weight:700;font-size:1.1rem}
.nav-wrap .logo img{height:36px;width:auto}
nav.menu{display:flex;gap:24px}
nav.menu a{color:#dbe4f0;font-weight:500}
nav.menu a:hover,nav.menu a.active{color:#fff;text-decoration:underline}
.hero{position:relative;color:#fff;padding:90px 24px;text-align:center;background-size:cover;background-position:center;overflow:hidden}
.hero::after{content:"";position:absolute;inset:0;z-index:0;background:rgba(15,25,45,.55)}
.hero-inner{position:relative;z-index:1;max-width:760px;margin:0 auto}
.hero h1{font-size:2.4rem;margin:0 0 16px}
.hero p{font-size:1.1rem;color:#e8edf5}
.hero .tag{text-transform:uppercase;letter-spacing:2px;font-size:.85rem;color:var(--accent);font-weight:700}
main{max-width:1100px;margin:0 auto;padding:56px 24px}
section{margin-bottom:56px}
h2{color:var(--navy);font-size:1.6rem;margin-bottom:18px}
.grid-2{display:grid;grid-template-columns:1fr 1fr;gap:32px}
.grid-3{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}
.card{background:#fff;border-radius:10px;padding:28px;box-shadow:0 2px 10px rgba(20,30,50,.06)}
.card img.icon{height:48px;width:48px;margin-bottom:14px}
.btn{display:inline-block;background:var(--accent);color:#fff;padding:10px 22px;border-radius:6px;font-weight:600;margin-top:14px}
.btn:hover{background:#358d85}
ul.checklist{list-style:none;padding:0;margin:0;display:grid;grid-template-columns:1fr 1fr;gap:8px 20px}
ul.checklist li{padding-left:22px;position:relative}
ul.checklist li::before{content:"✓";position:absolute;left:0;color:var(--accent);font-weight:700}
.profile{display:flex;gap:24px;align-items:flex-start}
.profile img{width:140px;height:140px;border-radius:50%;object-fit:cover;flex-shrink:0}
form.quote{display:grid;gap:16px}
form.quote label{font-weight:600;font-size:.95rem}
form.quote input,form.quote select,form.quote textarea{width:100%;padding:10px;border:1px solid #ccd3db;border-radius:6px;font-family:inherit}
.checkbox-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:8px}
.checkbox-grid label{font-weight:400;display:flex;align-items:center;gap:6px}
.contact-block{display:flex;gap:40px;flex-wrap:wrap;margin-bottom:32px}
.contact-block .item{font-size:1.1rem}
.contact-block .item strong{display:block;color:var(--muted);font-size:.8rem;text-transform:uppercase;letter-spacing:1px}
footer.site{background:var(--navy);color:#c7d0de;text-align:center;padding:32px 24px;margin-top:60px}
footer.site img{height:40px;margin:0 auto 12px}
.notice{background:#fff8e1;border:1px solid #ffe082;padding:14px 18px;border-radius:8px;font-size:.9rem;color:#7a5b00;margin-bottom:24px}
@media(max-width:760px){
  .grid-2,.grid-3,.checkbox-grid{grid-template-columns:1fr}
  .nav-wrap{flex-direction:column;align-items:flex-start;gap:10px}
  nav.menu{flex-wrap:wrap;gap:12px 20px;width:100%}
  .profile{flex-direction:column;align-items:center;text-align:center}
  .hero{padding:56px 20px}
  .hero h1{font-size:1.8rem}
}